We need to stop debating about health insurance and push for single payer health insurance. As of today there is a single payer health insurance bill in the Congress at Washington D.C. but it has not passed either chamber of congress.
HR 676 would establish a single payer health insurance for everybody in the U.S. and HR 676 will have no private insurance companies, bills, premiums, co-pays or deductibles. Yes it is paid for.
You can read the petition for HR 676 at the internet site titled ( Healthcare-Now). At this same internet site you can read the full text of the bill.